National Supervisory Authority & Licensing Qualification Dossier • Asia-Pacific
FIU
Global JurisdictionFinancial Intelligence Unit
- Supervisory tier
- Tier-3
- License classes
- 2
- Licensed records
- 8
- Active / regulated
- 7
Statutory Supervisory Mandate & Scope
Financial Intelligence Unit (FIU) serves as the statutory financial intelligence, anti-money laundering (AML/CFT), and Virtual Asset Service Provider (VASP) supervisory authority in Luxembourg. Regulated entities must maintain registration in good standing, implement risk-based KYC/CDD screening, comply with FATF Recommendation 16 Travel Rule wire-transfer obligations, and submit suspicious transaction reports (STRs).
Prudential Tier Assessment
Tier-3Tier-3 national Financial Intelligence Unit (FIU) and AML/CFT / Virtual Asset Service Provider (VASP) supervisor in Global Jurisdiction.
National licensing qualifications & statutory authorisation classes (FIU)
Authorisation categories, permitted institutional and retail activities, minimum initial capital adequacy, and ongoing prudential solvency rules enforced by FIU in Global Jurisdiction.
| License class / code | Official designation | Permitted institutional & retail activities | Minimum initial / base capital | Ongoing prudential & solvency rule |
|---|---|---|---|---|
| VASP / DCE Registration | Virtual Asset Service Provider & Custodial Wallet Registration | Fiat-to-crypto exchange, crypto-to-crypto exchange, virtual asset transfer, and custodial wallet administration. | USD $50,000 – $150,000 equivalent share capital (or statutory fit-and-proper + local MLRO presence). | Continuous KYC/CDD onboarding, blockchain analytics transaction monitoring, and annual independent AML audit. |
| MSB / Currency Exchange Registration | Money Services Business & Remittance Registration | Money transmission, foreign currency dealing, and payment instrument issuance. | Subject to state/national surety bond and minimum net worth requirements. | Currency Transaction Reports (CTRs) and Suspicious Activity Reports (SARs/STRs) via goAML / BSA E-Filing. |
Investor compensation, client money segregation & digital-asset regime
Statutory counterparty protections, custody reconciliation mandates, and virtual-asset licensing status under FIU.
AML/CFT Registration Only (Non-Prudential / No Investor Compensation Scheme)
- Maximum coverage per client
- Not covered by statutory investor compensation (FIU/MSB registration supervises AML/CFT compliance rather than prudential solvency)
- Eligible counterparties & scope
- Counterparties must verify whether the entity also holds a separate prudential securities or banking licence.
FIU VASP Custodial Wallet & Client Ledger Separation Rules
- Reconciliation & audit cadence
- On-chain and off-chain omnibus ledger reconciliation; separation of customer virtual assets from corporate treasury.
- Approved custodian requirements
- Multi-signature / MPC hardware security module (HSM) custody and segregated fiat settlement accounts.
FIU Statutory VASP / Digital Currency Exchange Registration
- Travel Rule, custody & stablecoin rules
- Mandatory originator and beneficiary Travel Rule data transmission for virtual asset transfers.
Primary Governing Statutes & Rulebooks
- Anti-Money Laundering and Counter-Terrorist Financing Act of Global Jurisdiction
- FATF Recommendations 15 (Virtual Assets & VASPs) & 16 (Wire Transfer / Travel Rule)
- FIU Mandatory VASP / MSB Registration & Beneficial Ownership Regulations
Regulatory Reporting & Audit Obligations
Prompt filing of Suspicious Transaction Reports (STRs) and Threshold Transaction Reports with FIUAppointment of a resident Money Laundering Reporting Officer (MLRO) and annual independent AML/CFT compliance audit5-year retention of KYC identity records and Travel Rule cryptographic counterparty data
Cross-Border Equivalence & Passporting
Territorial registration required in Global Jurisdiction whenever soliciting or onboarding domestic residents.
Supervised institutions & FIU licence records in our database
8 licence records referencing FIU (7 regulated/registered).
| Institution | Licence number | Status | Licensed legal entity | Effective date | Verification |
|---|---|---|---|---|---|
| BAM(Global network record) | 305595206 | Regulated | Bifinity UAB | — | |
| Change(Global network record) | FVT000072 | Regulated | xChange AS | 2020-07-24 | |
| Crypto(Global network record) | FVT000346 | Regulated | Crypto Brokers OÜ | 2020 | |
| Crypto(Global network record) | FRK000284 | Regulated | Crypto Brokers OÜ | 2020 | |
| SwissBorg(Global network record) | FVT000326 | Regulated | SwissBorg Solutions OÜ | 2020 | |
| Bibox(Global network record) | 14389881 | Cancelled | Bibox Technology OÜ | 2017 | |
| Dream(Global network record) | FVT000166 | Regulated | Dream Finance OÜ | 2024-05-07 | |
| zondacrypto(Global network record) | FVT000209 | Regulated | BB Trade Estonia OÜ | 2023-01-02 |
FIU (Global Jurisdiction): institutional licensing & due diligence FAQ
Key statutory capital, compensation, custody segregation, and verification answers for compliance teams.
What are the primary licensing classes and minimum capital requirements under FIU (Global Jurisdiction)?
FIU (Financial Intelligence Unit) supervises financial institutions in Global Jurisdiction under Anti-Money Laundering and Counter-Terrorist Financing Act of Global Jurisdiction and FATF Recommendations 15 (Virtual Assets & VASPs) & 16 (Wire Transfer / Travel Rule). Key statutory authorisation classes include: VASP / DCE Registration (Virtual Asset Service Provider & Custodial Wallet Registration — min. capital: USD $50,000 – $150,000 equivalent share capital (or statutory fit-and-proper + local MLRO presence).); MSB / Currency Exchange Registration (Money Services Business & Remittance Registration — min. capital: Subject to state/national surety bond and minimum net worth requirements.). Ongoing prudential supervision requires strict adherence to capital adequacy and liquidity buffers.
Does FIU provide statutory investor compensation and mandatory client asset segregation?
Under FIU's framework, investor protection is governed by AML/CFT Registration Only (Non-Prudential / No Investor Compensation Scheme) with maximum coverage of Not covered by statutory investor compensation (FIU/MSB registration supervises AML/CFT compliance rather than prudential solvency) (Counterparties must verify whether the entity also holds a separate prudential securities or banking licence.). For client money and custody assets, supervised firms must comply with FIU VASP Custodial Wallet & Client Ledger Separation Rules, performing on-chain and off-chain omnibus ledger reconciliation; separation of customer virtual assets from corporate treasury. with multi-signature / mpc hardware security module (hsm) custody and segregated fiat settlement accounts..
How does FIU regulate digital assets, crypto exchanges (VASPs/CASPs), and stablecoins?
FIU's digital-asset regime is structured around FIU Statutory VASP / Digital Currency Exchange Registration (Active mandatory AML/CFT and VASP registration with public register verification.). Custody and AML/CFT compliance obligations require: Mandatory originator and beneficiary Travel Rule data transmission for virtual asset transfers.
How can I verify an institution's FIU licence number and check our 8 recorded licence entries?
Our database currently tracks 8 licence records referencing FIU (7 marked regulated or registered). To verify a counterparty at the primary source, open FIU's official public register (https://fntt.lrv.lt/en/), search by the exact reference number and legal entity name, and confirm that the firm's domain and permitted activities match its statutory authorisation.
Related regulatory & market structure briefings
Research and compliance analysis from Sovereign Tax Atlas relevant to FIU and Global Jurisdiction.
Sovereign Tax & Treaty Architecture
OECD Pillar Two 15% Global Minimum Tax (QDMTT, IIR & UTPR), CARF Digital-Asset Reporting, and Cross-Border Financial Withholding Tax Architecture (2026)
An authoritative 2026 sovereign tax reference analyzing OECD/G20 GloBE 15% minimum effective tax rate (ETR) mechanics, QDMTT/IIR/UTPR charging priority for multinational banks and brokers, Investment Entity exclusions, IRC Section 871(m) dividend equivalents, and OECD CARF / EU DAC8 automatic exchange.
Cross-Border Tax Treaties
Luxembourg RAIF & SCSp vs Ireland ICAV vs Singapore VCC: Institutional Fund Domicile Tax Treaty Access & Dividend Withholding Matrix
Institutional fund domicile selection refers to structuring cross-border vehicles to cut U.S. and EU dividend withholding taxes from 30% to 0%–15% under bilateral tax treaties.
OECD Pillar Two & Global Minimum Tax
OECD Pillar Two 15% Global Minimum Tax: GloBE Rules, QDMTT, IIR & UTPR Institutional Reference (2026)
The OECD Pillar Two Global Anti-Base Erosion (GloBE) framework enforces a 15% minimum effective tax rate across 145+ jurisdictions on multinational enterprises with consolidated revenues of at least EUR 750 million (Source: OECD Inclusive Framework, 2026-09-18).
OECD Pillar Two & Global Minimum Tax
OECD Pillar Two 15% Global Minimum Tax (GloBE, QDMTT, IIR & UTPR): Statutory vs. Bilateral Treaty Withholding Tax Rate Matrix (2026) (15.0% Minimum Effective Tax Rate Benchmark)
OECD Pillar Two 15% Global Minimum Tax (GloBE, QDMTT, IIR & UTPR) (OECD-GLOBE-QDMTT) stands at 15.0% (Minimum Effective Tax Rate) (Source: OECD/G20 Inclusive Framework, 2026-10-20), governing dividend, interest, and roya
Statutory licensing classes, base capital rules, and investor protection summaries for FIU (Global Jurisdiction) are maintained for institutional benchmarking and do not constitute legal advice. Always verify current rulebooks and active firm authorisations directly on FIU’s official public register.